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“So smile when you read a headline that says ¡°Investors lose as market falls.¡± Edit it in your mind to ¡°Disinvestors lose as market falls¡ªbut investors gain.¡± Though writers often forget this truism, there is a buyer for every seller and what hurts one necessarily helps the other. (As they say in golf matches: ¡°Every putt makes someone happy.¡±)”