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Very accessible and non-technical explanation for how we got into this mess and how to begin getting out of it. Johnson and Kwak are right to describe the problem as one of politics - the banking oligarchy in the US is totally out of control. Only politics will get us out of the mess the oligarchy created through three and a half decades of financial deregulation. The only way to beat organized money is organized people, and before people (the 99%) can organize institutions that can counter the power of the banking oligarchy (the 1%) they need books like this to help them understand the problem. Anyone sitting around waiting for the regulators or the Democrats to solve things will be waiting a long time.