Å·±¦ÓéÀÖ

Jonathan  Clements

Jonathan Clements’s Followers (40)

member photo
member photo
member photo
member photo
member photo
member photo
member photo
member photo
member photo
member photo
member photo
member photo
member photo
member photo
member photo
member photo
member photo
member photo
member photo
member photo
member photo
member photo
member photo
member photo
member photo
member photo
member photo
member photo
member photo
member photo
Brad
398 books | 185 friends

Karen J...
1,293 books | 2,979 friends


Jonathan Clements

Å·±¦ÓéÀÖ Author


Born
in London, The United Kingdom
Website

Twitter

Member Since
November 2013


Jonathan Clements is the author of "How to Think About Money" and editor of HumbleDollar.com. He was born in England, graduated from Cambridge University and now lives just outside New York City. He wrote for Euromoney and Forbes before joining The Wall Street Journal, where he worked for almost 20 years. He also spent six years at Citigroup as Director of Financial Education for the bank's U.S. wealth-management business. Jonathan has written seven books -- a novel and six guides to personal finance. For additional information, go to HumbleDollar.com. You can follow Jonathan on Twitter @ClementsMoney or on Facebook at Jonathan Clements Money Guide. ...more

Quinn needs some advice about his RMD

After several years of RMDs from my rollover IRA, I’ve run out of cash to cover the withdrawal. In 2025 there is enough cash to cover about half the required RMD.

So, where does the rest come from? Which fund(s) do I sell? Here are the funds and their percentage of the account balance. 

NOTE about these funds. There is no rhyme or reason. A logical strategy does not exist. Some resulted from the tra

Read more of this blog post »
 •  0 comments  •  flag
Published on April 30, 2025 03:55
Average rating: 3.99 · 1,731 ratings · 160 reviews · 10 distinct works â€� Similar authors
How to Think About Money

4.18 avg rating — 860 ratings — published 2016 — 8 editions
Rate this book
Clear rating
The Little Book of Main Str...

3.80 avg rating — 338 ratings — published 2009 — 21 editions
Rate this book
Clear rating
From Here to Financial Happ...

3.58 avg rating — 166 ratings7 editions
Rate this book
Clear rating
My Money Journey: How 30 pe...

3.90 avg rating — 124 ratings
Rate this book
Clear rating
48 and Counting

3.54 avg rating — 107 ratings — published 2012 — 2 editions
Rate this book
Clear rating
Jonathan Clements Money Gui...

4.53 avg rating — 53 ratings3 editions
Rate this book
Clear rating
Jonathan Clements Money Gui...

4.04 avg rating — 47 ratings — published 2014 — 2 editions
Rate this book
Clear rating
25 MYTHS YOU'VE GOT TO AVOI...

3.81 avg rating — 26 ratings — published 1998 — 4 editions
Rate this book
Clear rating
Funding Your Future: The On...

3.29 avg rating — 7 ratings — published 1993
Rate this book
Clear rating
You've Lost It, Now What? H...

2.80 avg rating — 5 ratings — published 2003 — 3 editions
Rate this book
Clear rating
More books by Jonathan Clements…

Jonathan’s Recent Updates

Jonathan Clements wrote a new blog post

Quinn needs some advice about his RMD

After several years of RMDs from my rollover IRA, I’ve run out of cash to cover the withdrawal. In 2025 there is enough cash to cover about half the r Read more of this blog post »
My Money Journey by Jonathan  Clements
Rate this book
Clear rating
My Money Journey by Jonathan  Clements
"I am always interested in how people find their journey through money.

I was excited to read this book. Most of the chapters I could learn something from. Either from someones mistakes or just some knowledge that they may have. that I didn't know abou" Read more of this review »
My Money Journey by Jonathan  Clements
"This book contains autobiographies of 30 different people. It is not a “how-to-get rich� book. Rather, it is a book about the ways these people chose to live their lives thus far, with an emphasis on finances. From this book the reader gets a chance " Read more of this review »
More of Jonathan's books…
Quotes by Jonathan Clements  (?)
Quotes are added by the Å·±¦ÓéÀÖ community and are not verified by Å·±¦ÓéÀÖ.

“He would joke that “stock-market forecasters exist to make astrologers look good.”
Jonathan Clements, 48 and Counting

“We’re too focused on the short-term. Experts keep advising us to save and invest, so we can retire in 20 or 30 years. And yet we remain almost exclusively focused on the here and now. Is there a new toy we’re hankering to buy? To persuade us to postpone the purchase for a mere 12 months, somebody would likely have to offer us a huge financial incentive. We are also overly influenced by recent events, including the latest political news, the current crop of economic data, and whether the financial markets have lately been rising or falling. We ascribe great importance to the days and weeks ahead, and not nearly enough to next year, let alone the next 10 years.”
Jonathan Clements, How to Think About Money

“We base decisions on information that’s easily recalled. Airplane crashes make the news, so we are more fearful of flying than driving, even though car accidents cause many more deaths. Similarly, we hear a lot about investment legend Warren Buffett and a lot about lottery ticket winners, which makes beating the market and winning the lottery seem far more likely than they really are.”
Jonathan Clements, How to Think About Money




No comments have been added yet.