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“If you want your business to be resilient, you gotta improve cash flow and widen margins.”
― Hendrith Vanlon Smith Jr, CEO of Mayflower-Plymouth, Business Essentials

“In business, it's very important to protect your businesses income! Because a business with no income is not really a business at all. As long as the business has income - even if margins are slim, you can find a way to cut expenses, improve cash flow and improve it's profitability. Tight cash flow can be better leveraged than no cash flow. But if you make choices that jeopardize or forefeit the income, because you're frustrated with slim margins, then you forfeit that opportunity. Work with those slim margins while you work on widening them.”
― Hendrith Vanlon Smith Jr, CEO of Mayflower-Plymouth

“It's not only how much money you make. It's what you do with it that determines your financial condition.”
― Sandra S. Simmons, Unleash Your Cash Flow Mojo: The Business Owner's Guide to Predicting, Planning and Controlling Your Company's Cash Flow

“Go with the cash flow.”
― Tamerlan Kuzgov

“The key to finding financial freedom is to unlock your entrepreneurial intelligence, work your network and lead the time.”
― Ifeanyi Enoch Onuoha

“So while I’m not yet rich, I am wealthy. I now have income generated from assets each month that fully cover my monthly expenses. If I want to increase my expenses, I first must increase my cash flow to maintain this level of wealth. Also note that it is at this point that I’m no longer dependent on my wages. I have focused on, and been successful in, building an asset column that has made me financially independent. If I quit my job today, I would be able to cover my monthly expenses with the cash flow from my assets.”
― Robert T. Kiyosaki, Rich Dad Poor Dad

“Unlocking Success: Join me as I turn words into worlds on the Pages of My Books.”
― Akan Etefia, Facebook Cash Cow: How to Milk the World's Largest Social Network for Profit

“The greatest ROI in real estate comes from the patience to wait and the courage to act.”
― Linsey Mills, Currency of Conversations: The Talk You've Been Waiting For About Money

“Don’t just buy properties; buy possibilities. A run-down house in a promising neighborhood or a plot of land near a growing city can yield returns that far exceed your initial investment if you’re willing to put in the effort and time.”
― Linsey Mills, Currency of Conversations: The Talk You've Been Waiting For About Money

“A property doesn’t need to be perfect; it just needs to be yours.”
― Linsey Mills, Currency of Conversations: The Talk You've Been Waiting For About Money

“Successful investors focus on creating value. Whether it’s renovating a property, leasing it to reliable tenants, or flipping it for profit, your ability to enhance a property’s appeal is what turns investments into income streams.”
― Linsey Mills, Currency of Conversations: The Talk You've Been Waiting For About Money

“Your first property purchase might feel overwhelming, but remember: every investor starts somewhere. Each step you take, no matter how small, brings you closer to building a portfolio that can sustain your financial future.”
― Linsey Mills, Currency of Conversations: The Talk You've Been Waiting For About Money

“The property you’re unsure about today might be the one you can’t afford tomorrow. Real estate is a dynamic market, and success belongs to those who make decisive moves based on research, not just emotions.”
― Linsey Mills, Currency of Conversations: The Talk You've Been Waiting For About Money

“As an accomplished entrepreneur with a history that spans more than fourteen years, Annette Wise is constantly looking for ways to give back to her community. Using enterprising efforts, she qualified for $125,000 in startup funding to develop a specialized residential facility that allows developmentally disabled adults to live in the community after almost a lifetime of living in a state institution.

In doing so, she has provided steady employment in her community for the last thirteen years. After dedicating years to her residential facility, Annette began to see clearly the difficulty business owners face in planning for retirement successfully.

Searching high and low to find answers, she took control of financial uncertainty and in less than 2 years, she became a Full Life Agent, licensed Registered Representative, Investment Advisor Representative and Limited Principal.

Her focus is on building an extensive list of clients that depend on her for smart retirement guidance, thorough college planning, detailed business continuation, and business exit strategies.

Clients have come to rely on Annette for insight on tax advantaged savings and retirement options.

Annette’s primary goal is to help her clients understand more than just concepts, but to easily understand how money works, the consequences of their decisions and how they work in conjunction with their desires and goal.

Ever the curious soul who is always up for a challenge, Annette is routinely resourceful at finding sensible means to a sometimes-challenging end. She believes in infinite possibilities as well as in sharing her knowledge with others. She is the go-to source for “Smart Wealth Solutions.�

Among Annette’s proudest accomplishments are her two wonderful sons, Michael III and Matthew. As a single mom, they have been her inspiration and joy. She is forever grateful to the greatest brothers in the world- Andrew and Anthony Wise, for assistance in grooming them into amazing young men.”
― Annette Wise

“10 Steps Process Requirement

So that we can get a clear picture of your current financial position and your future lifestyle desires our 10-step process requires 2 meetings.

Meeting #1 include steps 1 through 5 and should take no longer than 45 minutes. If in meeting #1 we determine that what we do fit with what you are looking for, you will receive 2 very short questionnaires to complete and we will then schedule meeting #2. The first is a very short and simple financial questionnaire. The second is an online communication profile that assesses how you like to be communicated to and how you naturally approach or respond to problems, information, change and risk. Both are very important to us moving forward. They help us be more effective in how we communicate your data to you.

Meeting #2 include steps 6 â€� 10 and should take no longer than one (1) hour. In this meeting we will identify areas in which you are losing money unknowingly and unnecessarily. We will customize appropriate wealth strategies to help you become more efficient in your finances so that you can achieve your goals and objectives.”
― Annette Wise